Social Justice & Welfare·MCQ Practice

Insurance Schemes — MCQ Practice

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Version 1Updated 5 Mar 2026

Interactive MCQ Practice

Test your knowledge. Click “Solve” to reveal options, select your answer, then check the result. 5 questions available.

Q1medium

Consider the following statements about Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY): 1. It provides life insurance coverage of ₹2 lakh for individuals aged 18-55 years 2. The annual premium is ₹330 which is auto-debited from the savings account 3. The scheme covers both natural and accidental death 4. LIC is the sole insurance provider for this scheme Which of the statements given above are correct?

Q2medium

Which of the following insurance schemes is specifically designed for the unorganized sector workers? 1. Pradhan Mantri Suraksha Bima Yojana 2. Atal Pension Yojana 3. Pradhan Mantri Jeevan Jyoti Bima Yojana 4. Employees' State Insurance Scheme

Q3hard

Consider the following about Pradhan Mantri Fasal Bima Yojana (PMFBY): 1. It covers only yield losses due to natural calamities 2. Premium rates are capped at 2% for Kharif crops 3. The scheme is mandatory for loanee farmers 4. Claims are settled based on Crop Cutting Experiments (CCE) Which of the statements given above are correct?

Q4easy

The Insurance Regulatory and Development Authority of India (IRDAI) was established under which Act?

Q5medium

Which of the following statements about Ayushman Bharat - PMJAY is/are correct? 1. It provides coverage of ₹5 lakh per individual per year 2. It covers pre-existing conditions from day one 3. It includes both public and private hospitals 4. Beneficiaries need to pay premium for coverage

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