Old Age Pensions — Mains Questions

Critically analyze the effectiveness of old age pension schemes in India in ensuring social security for the elderly. What are the major implementation challenges, and suggest reforms to address them? (250 words, 15 marks)

The demographic transition in India presents both opportunities and challenges for elderly welfare. In this context, discuss how old age pension schemes need to adapt to ensure comprehensive social security. (250 words, 15 marks)

Examine the role of Direct Benefit Transfer (DBT) in enhancing the transparency and efficiency of old age pension schemes. What are the associated challenges, particularly concerning the digital divide? (250 words, 15 marks)