Jan Dhan Yojana — Key Judgments

Key Judgments

State Bank of India vs. Santosh Gupta & Others

2017

This Supreme Court judgment clarified the rights of PMJDY account holders regarding overdraft facilities and established that banks cannot arbitrarily deny overdraft to eligible…

Justice K.S. Puttaswamy vs. Union of India (Aadhaar Judgment)

2018

While primarily about Aadhaar validity, this judgment significantly impacted PMJDY by validating Aadhaar seeding of bank accounts for DBT purposes. The court recognized that…