Indian Economy·MCQ Practice

Insurance Sector Development — MCQ Practice

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Version 1Updated 7 Mar 2026

Interactive MCQ Practice

Test your knowledge. Click “Solve” to reveal options, select your answer, then check the result. 5 questions available.

Q1medium

Which of the following statements regarding the Insurance Regulatory and Development Authority of India (IRDAI) is/are correct? 1. IRDAI is a statutory body established under the Insurance Regulatory and Development Authority Act, 1999. 2. It is responsible for regulating and promoting the orderly growth of the insurance and reinsurance business in India. 3. The FDI limit in the insurance sector is currently capped at 49% under the automatic route. Select the correct answer using the code given below:

Q2easy

Consider the following statements regarding 'Insurance Penetration' and 'Insurance Density' in India: 1. Insurance penetration is defined as the ratio of total insurance premiums to the Gross Domestic Product (GDP). 2. Insurance density is calculated as the ratio of total insurance premiums to the total population. 3. India's insurance penetration is significantly higher than the global average. Which of the statements given above is/are correct?

Q3easy

Which of the following government schemes is NOT primarily aimed at providing insurance coverage for health or life?

Q4easy

With reference to the Indian insurance sector, 'Bancassurance' refers to:

Q5medium

Which of the following is a key objective of the 'Regulatory Sandbox' initiative introduced by IRDAI?

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