Banking Sector Reforms — Mains Questions

Analyze the role of technology in transforming India's banking sector post-1991 reforms. How has digital banking contributed to financial inclusion and what challenges does it pose for regulatory oversight?

Evaluate the effectiveness of the Insolvency and Bankruptcy Code (IBC) 2016 in addressing the NPAs crisis in Indian banking sector. What are its limitations and how can they be addressed?

Critically examine the consolidation of public sector banks in India. Assess whether this strategy will achieve the intended objectives of creating globally competitive banks.