Self Help Group Movement — Prelims Strategy

Prelims Strategy

For Prelims, focus on factual accuracy and key institutional roles. Memorize the year of SBLP initiation (1992) and the primary agency (NABARD). Understand the core objectives of SHGs: savings, internal lending, financial inclusion, and women empowerment.

Be familiar with flagship government schemes like DAY-NRLM, its predecessor (SGSY), and their main features. Identify the key differences between SHGs and Joint Liability Groups (JLGs). Know the major challenges like over-indebtedness and the Andhra Pradesh crisis.

Pay attention to specific examples of successful SHG models (e.g., Kudumbashree, MAVIM) and their associated states. Questions often test the 'who, what, when, where' of the movement, along with its primary benefits and challenges.

Vyyuha advises creating flashcards for key terms, acronyms, and institutional mandates. Practice MCQs that test your understanding of the roles of RBI vs. NABARD, and the core functions vs. broader impacts of SHGs.